MaintenanceAssist.co.uk
Providing financial solutions and assistance
to those who support their families through maintenance payments
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NewStart Maintenance Protection Insurance from Maintenance Assist

Should your maintenance payments stop
we can provide

 

peace of mind


for a lot less than you might think.


Find out with a

 

Quick Quote

 

now...

Get a Quick Quote from Maintenance Assist

What is NewStart Maintenance Protection Insurance from Maintenance Assist?

Tel. 01449 798 163

Maintenance Assist: Woman with Child
NewStart Maintenance Protection Insurance from Maintenance Assist

What are the Benefits?

  • Gives you valuable protection against losing your income.
  • Pays for debt recovery costs or solicitors fees if you need to enforce your Consent Order.
  • Security - reduces the worry of whether the maintenance will be paid.
  • Reduces the risk of poverty following divorce.
  • You can make plans for you and your children with confidence.
  • Independence not dependant!

NewStart Get a FREE Quote


It's Fast, Easy and Free!


Simply complete the four sections below

1. Contact Details

Your name: *
Address Line 1: *
Address line 2:
Address line 3:
Post Code: *
British Nationality: *
Yes No
Email Address: *
Daytime Telephone: *
Mobile Telephone: *

2. Details of Maintenance

Is there a consent order for maintenance in place which is legally enforcable under UK law? *
Yes No
If Yes, when did it start from?
 DD/MM/YYYY
If No, when do you expect a consent order to be in place?
 DD/MM/YYYY
In order to make claims processing as quick and efficient as possible, I agree to ensure that the following Maintenance Assist clauses will be included in my consent order:
View Clauses

NEW START CONSENT ORDER CLAUSES

AND UPON the Petitioner/Respondent undertaking to the Court and agreeing within 28 days of being requested to do so to undergo such medical examination and provide such information as may be required from time to time by the insurers of New Start Maintenance Protection to enable the Respondent/Petitioner to insure her/his maintenance income against the Petitioner/Respondent's unemployment, disability, death and/or default on payment of the periodical payments as provided for under the terms of this order

IT IS RECORDED THAT this recital is authority for the release of medical records, notes and information in relation to the Petitioner/Respondent to the insurers of New Start Maintenance Protection so long as the Petitioner/Respondent is liable to maintain the Respondent/Petitioner under the terms of this order or following death of the Petitioner/Respondent as may be from time to time reasonably requested in accordance with the Access to Medical Reports Act 1988 at the cost of the Respondent/Petitioner

IT IS RECORDED THAT this recital is authority for the Petitioner/Respondent's employer, whether former or current, to release to the insurers of New Start Maintenance Protection so long as the Petitioner/Respondent is liable to maintain the Respondent/Petitioner under the terms of this order such information as may be from time to time reasonably requested at the cost of the Respondent/Petitioner View Clauses

Yes No
How much is your maintenance / expected maintenance per month? *
Current ages of children dependant on maintenance: *

3. Details of Maintenance Payer

Full name of the maintenance payer: *
Is he (she) British? *
Yes No
Is he (she) resident and domiciled in the UK? *
Yes No
Maintenance payer's occupation: *
Maintenance payer's employer or, if self employed, state "self employed" *
Maintenance payer's date of birth: *
 DD/MM/YYYY

4. Declaration

Please note that an insurance contract is based upon the duty of utmost good faith. It is therefore essential and in your best interests that you fully disclose all facts that are material to the risk insured, before and at the time the contract is concluded.

A fact is considered 'material' when it may influence and affect an insurer's terms and/or pricing. If you are in any doubt as to whether a fact is material, we strongly recommend that you disclose it, as failure to disclose such facts could invalidate all or part of the insurance contract.

By submitting this application, I declare to the best of my knowledge and belief that:


This proposal/statement of fact, together with any information supplied to the insurers, is not misleading or incomplete.

The maintenance payer is in good health, with no ongoing or recurring medical conditions, and has not suffered from any life threatening illnesses within the last 5 years *
True Not True
The maintenance payer does not engage in any hazardous pursuits including (but not restricted to) diving, mountaineering, racing of any kind, or aviation other than as a fare paying passenger: *
True Not True
The maintenance payer has not defaulted on any maintenance payments to date: *
True Not True
The maintenance payer currently works for more than 16 hours per week at the occupation indicated previously and I am not aware of any redundancy program or re-structuring of his/her employer that is likely to cause his/her unemployment: *
True Not True
MATERIAL FACTS
Are there any material facts or any other information which needs to be disclosed to the Insurers which has not already been answered in the previous questions and statements? *
Yes No

If yes please enter here:

For a summary of coverage click here:
What is covered?

So what does NewStart Cover?

Essentially New Start provides income protection cover for your maintenance.
  • DEBT RECOVERY AND LEGAL FEES - The debt recovery costs and legal fees of a family law solicitor to enforce your maintenance are covered.
  • LEGAL HELPLINE - Our confidential legal advice helpline, which is operated by Stones Solicitors LLP, puts you in touch with a qualified legal adviser who can give you general advice on any legal matter relating to your family.
  • ACCIDENT / SICKNESS/ ACCIDENTAL DEATH - If the maintenance payer cannot pay maintenance as a result of being unable to work through sickness, accident or accidental death, then your lost or reduced maintenance would be paid by the insurance.
  • REDUNDANCY - If maintenance is not paid due to redundancy of the maintenance payer, then the lost or reduced maintenance would be paid by the insurance.
  • DEATH (non-accidental) - If the maintenance payer dies by natural causes an income equivalent to the lost maintenance will be paid for a limited period.

The main features of the insurance are listed under levels of cover (link above) but you should read the Key Facts and the full policy conditions for full details. Limitations and waiting periods may apply.

What is not covered?

What is not covered?

The policy documents give full details and you should read them (Key Facts and full policy conditions) but the main exclusions are listed here:

    • Waiting Period: You cannot claim within the first 30 days of disability or unemployment. After 30 days has elapsed, a claim can be made for lost maintenance back to the first day of disability or unemployment.
    • Suicide, attempted suicide, intentional self-injury of the maintenance payer or as a result of alcohol, drugs or solvent abuse
    • Acts coordinated between you and the maintenance payer for the purpose of creating a claim
    • Mental or psychiatric disorder of the maintenance payer unless he or she is sectioned under the Mental Health Act 1983
    • Any acts or omissions where you prejudice any legal action / recovery
    • Claims not submitted within 45 days
    • Claims that started or were known to be likely before the insurance began
    • Claims from pre-existing medical or physical conditions of the maintenance payer that you were aware of unless declared to underwriters
    • Claims where the maintenance payer has received notice of impending unemployment prior to the start of this insurance which you were aware of
    • Disability claims if the maintenance payer was not in full time employment or self-employment on the day before the disability started or whilst the maintenance payer was outside the UK for more than 30 days
    • Legal expense or Debt recovery claims within the first 90 days where the maintenance order was in force before the start of the insurance
    • Disability claims made within the first 30 day of this insurance or unemployment claims made in the first 90 days of this insurance

Privacy / Data Protection

Maintenance Assist is the sole owner of the data collected on the website. We will not share your email address or any other personal information, submitted via this website to any third parties except in connection with the arrangement of New Start insurance. Some information is classified as sensitive personal information, for example, health details and criminal convictions. By taking out this policy you explicitly consent to its use and we may therefore share this as well as other personal data with insurers, their agents and insurance brokers. Disclosure to other parties will only be made if required by law to do so. You are protected by the Data Protection Act and have the right to request a copy of any information held about you by any of the above organisations. We will request the information on your behalf. A small fee may be payable.
 
 
 

FSA: Maintenance Assist is a trading name of Crispin Speers & Partners Limited, who are authorised and regulated by the Financial Services Authority. Our reference number is 311507.
Maintenance Assist is a trading name of Crispin Speers & Partners Limited, who are authorised and regulated by the Financial Services Authority. Our reference number is 311507.

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